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DataCaffe.ai
Insurance

Insurance

From claims to underwriting — faster, fairer, defensible.

Every carrier we work with is under the same three pressures at once: close claims faster, underwrite tighter, prove every decision is explainable to a regulator. We build AI into the parts of the value chain where money actually moves — FNOL triage, fraud detection, and the underwriting workbench — and leave the parts that don't need AI alone.

Explore 10 use casesTalk to our team
Insurance AI Decision Engine
Governed
Signals In
Policy core
Claims / FNOL
Distribution
Telematics
DataCaffe.aiBreww Core Runtime
Sub-14ms SLA
Ingest
Reason
Decide
Govern
Decisions Out · Real Solutions10 shipped use cases
Claims triage2×Fraud detection10–20%Underwriting risk scoring3×
100% Policy Lineage GuaranteedDataCaffe.ai
30–50%
faster first-notice-of-loss triage
10–20%
lift in fraud recovery
2–4pt
combined-ratio improvement
Where we help

The problems we hear over and over.

Every Insurance team we sit down with is fighting some version of these — and each one maps to a use case we have already shipped.

See how we solve them
01Rising loss ratios and adjuster capacity constraints
02Fragmented data across policy, claims, distribution, and telematics
03Regulatory pressure on model explainability and bias
04Legacy core systems that resist real-time signals
Use cases

0 production-ready use cases

Every one delivered against real KPIs.

In production
Claims triage

Automate first-notice-of-loss classification and routing.

2×faster triage
In production
Fraud detection

Spot suspicious claim patterns before payout.

10–20%more recoveries
In production
Underwriting risk scoring

Consistent, explainable risk grades for every quote.

3×faster quote-to-bind
In production
Customer 360

One profile across policies, claims, and channels.

90%+match confidence
In production
Policy churn

Predict lapse risk and trigger retention offers.

20%reduction in lapses
In production
Catastrophe modelling

Portfolio exposure under climate and event scenarios.

Days → hoursscenario runs
In production
Agent productivity

Next-best action for every producer and territory.

15%more revenue per producer
In production
Subrogation recovery

Identify recoverable claims automatically.

25%lift in recoveries
In production
Premium leakage

Detect underpricing gaps across the book.

$$$recovered per portfolio review
In production
Regulatory reporting

Automated, audit-ready filings.

50%faster filing cycles
Get started

Bring insurance AI into production.

Tell us the problem you're trying to solve. A senior partner from our insurance practice will get back inside a business day.

Talk to our Insurance team

Tell us about your organization and what problem you are solving.

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Insurance · DataCaffe.ai